Essential services for
your financial life

Our mission is to address not only retirement, but every aspect of your financial life. As a result, we offer a wide range of financial services to help us in this important endeavor.

Retirement and income planning

Making your money last and having the income you need to maintain your lifestyle are probably your highest priorities for retirement. Equally important, you want to be able to stay in your home as long as you want and leave behind a legacy for your loved ones.

Because people are living longer today, the possibility of going 30 years without a paycheck takes careful retirement income planning and disciplined investing. Just because you stopped working doesn’t mean your money has to stop working. We will personalize a financial plan designed to fit your needs, goals and risk tolerance, and most important, strive to allow for a steady stream of monthly income to fund your life in retirement.

We can also assist with related issues such as Social Security, making required minimum distributions from your retirement accounts, tax planning, account titling and beneficiaries and charitable giving.

Estate and trust planning

Whether it’s providing income for your spouse, funding college for your children or grandchildren or leaving money to your favorite charity, having a proper estate and trust plan can help ensure that your assets are allocated for the use you have intended. We offer financial strategies designed to efficiently manage the transfer of your wealth to your heirs in an orderly and tax-efficient manner.

Through Raymond James Trust N.A., we offer a full array of trust structures. There are several advantages to naming Raymond James Trust as your trustee. Unlike other providers of trust services, skilled trust advisors deal exclusively with trust issues. The solutions they provide are never “one size fits all,” but are tailored to fit your personal needs. Having a professional trustee rather than a family member removes the emotional component that can often be the source of unnecessary in-fighting within families.

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Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS we are not qualified to render advice on tax or legal matters.

Wealth management

We employ a disciplined and coordinated approach to address the issues and complexities that often accompany the accumulation of significant assets. It is designed to bring cohesiveness to all your financial matters and often involves collaboration with other professionals such as your CPA and attorney. Components of wealth management can include:

  • Wealth preservation and transfer strategies
  • Risk management
  • Liquidity management
  • Charitable giving
  • Management of concentrated asset positions
Institutional investment services

We serve institutional clients such as nonprofits, foundations, endowments, family offices and corporations. Working together with other Raymond James professionals, we provide investment policy review and development, asset allocation guidance, performance reporting, research and due diligence, and services for fiduciaries.


8052 Elm Drive, Suite J-1
Mechanicsville, VA 23111
T 800.296.6588
T 804.559.7808
F 804.559.7818